Privacy Policy
Privacy Policy for CSC Lending
Last Updated: September 6, 2023
Thank you for choosing CSC Lending (hereinafter referred to as "we," "us," or "our"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you use our lending services. By accessing or using our website and services, you consent to the practices described in this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
1.1 Personal Information: We may collect personal information such as your name, contact information, date of birth, Social Security number, and financial information when you apply for a loan or create an account.
1.2 Usage Information: We collect information about how you interact with our website and services, including your IP address, device information, browser type, and pages visited.
1.3 Cookies and Similar Technologies: We may use cookies and similar tracking technologies to enhance your experience on our website and gather information about your browsing habits.
2. How We Use Your Information
We may use the information we collect for the following purposes:
2.1 Providing Services: To process loan applications, manage accounts, and provide customer support.
2.2 Personalization: To personalize your experience, including recommending products and services that may be of interest to you.
2.3 Communication: To send you important information, updates, and marketing materials related to our services.
2.4 Legal Compliance: To comply with legal obligations and enforce our Terms of Service.
2.5 Research and Analytics: To analyze user behavior and improve our website and services.
3. Disclosure of Your Information
We may disclose your information to the following parties:
3.1 Service Providers: We may share your information with third-party service providers who assist us in providing our services, including underwriting, payment processing, and customer support.
3.2 Legal Requirements: We may disclose your information when required by law, such as in response to a subpoena or other legal process.
3.3 Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
3.4 Consent: We may share your information with third parties with your consent.
4. Data Security
We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet can be guaranteed to be 100% secure, so we cannot guarantee the security of your information.
5. Your Choices
You have the following choices regarding your information:
5.1 Access and Correction: You may access and correct your personal information by logging into your account or contacting us.
5.2 Opt-Out: You may opt-out of receiving marketing communications from us by following the instructions provided in the communication.
5.3 Cookies: You can usually modify your browser settings to disable cookies, but this may affect your ability to use our website and services.
6. Children's Privacy
Our services are not intended for children under the age of 18, and we do not knowingly collect personal information from children.
7. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. The most current version will be posted on our website, and the date of the latest revision will be indicated at the top of the policy.
8. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at info@csclending.org.
By using our website and services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.
Effective Date: September 6, 2023